ESSAY ON SOCIAL SCIENCE

 

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Essay on The Failure of National Health Insurance


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Essay on The Failure of National Health Insurance

The National Healthcare Insurance system is facing the opposition since last two decades. In an article discussing the bill to make it essential for the employers to buy health insurance for all workers and their families National Review stated Kennedy will soon introduce a bill to require employers to buy health insurance for all workers and their families. This scheme would require workers to take more of their pay in the form of one particular fringe benefit, less in wages.

To require employers to pay something extra for a perk, like health insurance, is to require them to offer either lower wages or fewer jobs. This suggests a name for Senator Kennedy's bill: "The Low-Wage, Low-Employment, Tax-Dodge, and Subsidy-to-Blue-Cross Act."(National Review, 1987)

It is often stated that a system of national health insurance is cheaper and more equitable. But the fact is not that. U.S is the country, which spends the highest amount in the provision of health care system compared to all other countries, which have the national system of health care insurance. Although many solutions were presented but the National Health care Insurance system cannot be adopted by the people of United States.

In 1993 National Health Board presented a set of guidelines according to which Managed competition, was supposed to make it all work. But in a survey by A. Foster Higgins half the employers responding, said their HMO rates were as high as, or higher than, their non-managed-care costs. In a National Review editorial it was stated that

The combination of managed care, price controls, and fixed budgets will have some effects, just not the ones intended. Doctors will spend less time with patients, swell the number of hospital admissions and reimbursements, and overcharge their privately insured patients (as they do at present, charging 127 per.......

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